OUR SERVICES
Purchase and Rehab (FIX & FLIP)
Fix and flip loans are short-term loans designed for real estate investors who want to buy and remodel a property in order to sell it quickly for a profit. Renovations can range from minor adjustments to a major overhaul of an existing property.
Cash Out Refinance (Residential)
A cash-out refinance substitutes your current mortgage with a new, larger loan, that pays you the difference in cash between the amount borrowed and what you owe on the property. This allows homeowners to access the equity of cash their property has built.
Ground Up Construction
Construction Loans are simplified financing solutions that allow developers to borrow funds to pay for construction supplies, labor, and the site itself. Single-family residences, multi-family apartments, and mixed-use development projects can be eligible.
Commercial
A commercial real estate loan, as opposed to a residential real estate loan, is a mortgage secured lien on the business property. Commercial real estate (CRE) is any income-producing real estate utilized for commercial purposes, such as offices, shops, hotels and apartments.
Rentals (Buy & Hold)
A rental property loan is a first lien mortgage backed by a single-family residence (SFR) that is occupied by a tenant rather than an owner. The property must be ready to rent in order to be eligible. While most tenants are long term, rental property loans can also be utilized for short-term rentals, such as vacation rentals.
Multi-Family (5 units or more)
A multi-family loan allows you to finance properties with two or more units, including condos, townhomes, duplexes, apartment buildings, and a portfolio of properties.
All the services you need,
all in one place.
We offer a wide range of services to meet every type of need.
Providing you financial funding for various real estate advancement opportunities helping you grow your wealth/business for Generations of Wealth to come.
LET'S DO THIS TOGETHER!
Rentals
(Buy & Hold)
No Doc Loan
No Income Verification, W2's, Tax Return
- · UP TO 80% LTC OR LTV (LOWER OF THE TWO)
- · 30 YEAR LOAN TERM
- · MINIMUM CREDIT SCORE 620
- · MINIMUN LOAN AMOUNT $50K
- · SINGLE RENTAL OR PORTFOLIO RENTAL AVAILABLE
Purchase & Rehab
(Fix & Flip)
No Doc Loan
No Income Verification, W2's,
Tax Return
- · 90% LTC
- · 100% Construction cost
- · Up to 75% ARV
- · 12 MONTHS INTEREST ONLY (Extensions may be available)
- · RATES STARTING 7.35%
- · MINIMUM CREDIT SCORE 620
- · NO PREPAYMENT PENALTY
- · INVESTMENT PROPERTIES ONLY
Cash-Out
Refinance
No Doc Loan
No Income Verification, W2's,
Tax Return
- · NO TAX RETURNS
- · NO INCOME VERIFICATION OR RESTRICTIONS ON USE OF CASH-OUT PROCEEDS
- · MINIMUM CREDIT SCORE 620
- · MINIMUM PROPERTY VALUE $100K
Ground Up Construction
No Doc Loan
· UP TO 90% LTC
· 100% CONSTRUCTION COST
· UP TO 75% ARV
· 12-24 MONTHS INTEREST ONLY
· RATES STARTING 7.99%
· MINIMUM CREDIT SCORE 680
Commercial Loan
No Doc Loan
- 65 - 80% LTC
- 100% CONSTRUCTION COST IF NEEDED
- MINIMUM CREDIT SCORE 600
- MINIMUM LOAN AMOUNT $100K
- BOTH SHORT TERM AND LONG-TERM FUNDING
- NO PERSONAL DTI; NO TAX RETURNS
- QUALIFY BASED ON PROPERTY CASH FLOW.
Multi-Family
(5 units or more)
No Doc Loan
· UP TO 80% LTC
· 100% CONSTRUCTION
· 65% ARV
· MINIMUM CREDIT SCORE 620
· MINIMUM LOAN AMOUNT $250K